No one likes to feel stressed during the holidays - especially when it is the time of year to be relaxing and enjoying the season with friends and family. Doing a little bit every day (starting now), will help you get organized. It's the best way to ensure you’ll have more holiday cheer, and less holiday stress. Take a look...[ read more ]
Ensure your peace of mind By Jorge & Alisa Aragon, Mortgage Experts with Dominion Lending Centres Mountain View Mortgage default insurance is commonly referred to as mortgage insurance. It is often mistaken with homeowner/property insurance or mortgage life insurance. Homeowner/property insurance protects the individual’s home and possessions in the home against damages including loss, theft, fire or other unforeseen disasters. Mortgage life insurance is designed to repay any outstanding mortgage debt in...[ read more ]
By Chuck Resnick When it comes to moving, a little homework ahead of time can save a lot of headaches later on. Face it - your "stuff" is important to you, and you want movers who treat your furnishings and accessories that way. Some items such as toasters and even sofas can be replaced if they are damaged, but other...[ read more ]
By Hellen Buttigieg At first, you're afraid to put away winter gear because it is hard to believe that unrelenting, snow-filled season is coming to an end. But as spring slowly slides into place, you're finding spring jackets and raincoats being layered on hangers atop winter jackets. The hall closet is bursting at the seams trying to contain the collection...[ read more ]
By Susan Legge Shopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, sales offices and model suites to get down to the nitty-gritty. Before you venture out, here are some pointers: First, be clear on what you want and expect in a new home and in your builder. Remember, the range of prices in the new-home market generally...[ read more ]
By Michelle Malcolm-Francis Chances are your circumstances have changed from when you obtained your first mortgage. Whether it’s a change in job or family situation, mortgage renewal time is a great opportunity to re-evaluate your needs and the mortgage that works best for you. In most cases, when you renew your mortgage, you are simply starting the mortgage from scratch. The existing mortgage is closed and...[ read more ]
By Hellen Buttigieg How to keep the Home tidy - in just a few minutes a day. There are two tricks you can use to keep your home neat with little effort: Scan and Grab: Any time you leave one room, scan it quickly to see if there’s anything that belongs in the room that you are going to (or along the way). Keep a basket at...[ read more ]
According to a recent RBC Home Ownership survey, 65 per cent of Canadian homeowners are worried about mortgage rate increases, and 56 per cent admit that their mortgage is higher than they expected. “Flexible payment options can help take some of the guesswork out of interest rates increases,” says Marcia Moff at, RBC head of home equity financing. “Speaking with a mortgage specialist and...[ read more ]
By Gail Vaz-Oxlade If you’re like me and you always pay the amount owing on your credit card by the payment due date, you never have to pay interest, so you may not much care what your interest rate is or how it’s calculated. But if you carry a balance, or if you ever take cash advances, read on. Interest on a credit...[ read more ]
By Hellen Buttigieg There is so much buildup at the end of the year that it can almost feel like a race to the finish line. Then January 1st arrives, the social calendar calms down and the cocooning begins as you prepare to ride out the rest of the winter. Before you jump right back to everything you were doing before the holidays, take some time to look...[ read more ]
